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What to Know Before Financing a Car
Buying a car can be an exciting experience. Deciding what type of car fits your needs the best, picking out the features you have to have – all crucial decisions to make. But have you thought about how you’re going to...
Read MoreCelebrate National Hispanic Heritage Month
From Sept. 15 to Oct. 15 we celebrate National Hispanic Heritage Month. It’s time to honor the culture and contributions of the Hispanic and Latin Americans that make up our great nation. National Hispanic Heritage Month started...
Read MoreSeptember Is National Life Insurance Awareness Month
It’s time for your life insurance checkup.September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1If you don’t have any life insurance, you’re not alone. Life...
Read MoreSeptember Is National Life Insurance Awareness Month
It’s time for your life insurance checkup. September is National Life Insurance Awareness Month, so it’s a great time to review your coverage.1 If you don’t have any life insurance, you’re not alone. Life...
Read MoreSocial Security Survivor Benefits
Just as it’s important to prepare for what happens if you pass away, you should consider the Social Security benefits that may be available if you are the survivor — the spouse, child or parent — of a worker who dies...
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Easing Into a Retirement Lifestyle
How to Prepare for Retirement LivingTransitioning into retirement can be both exciting and challenging. After years of hard work, you finally have the opportunity to relax and enjoy what are often called your “golden years...
Read MoreTalking About Finances with Your Partner
Conversations about money can be tense and uncomfortable, especially when it’s a conversation with your long-term partner or spouse. Money problems and miscommunications about finances can cause tension and lead to larger issues...
Read MoreWhat to Know Before Financing a Car
Buying a car can be an exciting experience. Deciding what type of car fits your needs the best, picking out the features you have to have – all crucial decisions to make. But have you thought about how you’re going to...
Read MoreWhat to Consider When Thinking About Downsizing
Have you considered downsizing? Although it’s common for people to think that “bigger is better,” it can be worthwhile to consider the pros and cons of downsizing and whether a smaller home can serve you, your...
Read MoreAvoid Common Missteps When Naming Beneficiaries
You already know that naming beneficiaries for your retirement accounts, life insurance policies and other assets is a critical component of estate planning. We want to call out a few common gaps we see in this process so you can avoid...
Read MoreFind New Ways to Build a Lasting Legacy
Did you know an estimated 70% of wealth passed down doesn’t make it past the second generation? Up to 90% disappears by the third generation.1 This is why proper financial education, and an established estate plan are important....
Read MoreAre You Taking Advantage of All Your Employers’ Benefits?
Most Common Employee BenefitsIf you just started a new job or are preparing for life changes, it’s important to check in on your employee benefits. But what do “employee benefits” include? There are three overarching...
Read MoreHappy Independence Day
Happy 4th of July! Whether you’re celebrating with a cookout, a family gathering, or watching the fireworks with friends, Independence Day reminds us how lucky we all are to belong to this great nation.Enjoy the long weekend and...
Read MoreWho Will Inherit Your Estate?
If you want to review whether your estate plan reflects your wishes, you can contact the office at any time.When preparing their estate plans, most people decide to leave their estate to one or a combination of three beneficiaries:...
Read MoreWhat a Life Insurance Policy Might Cover
Life insurance provides financial security in case of the death of the insured. If you have loved ones who depend on your income for support, you should strongly consider life insurance. To be sure you’re choosing a plan that...
Read MoreHappy Father's Day
A special day is coming: Father's Day. A day to praise the contributions dads make and the love and encouragement they provide.How will you celebrate this Father's Day? Whether the occasion calls for quality time with the ones you love...
Read MoreTerm and Permanent Life Insurance Options
Choosing a life insurance plan that works for your circumstances can feel like choosing from a seemingly endless array of options. Two of the biggest life insurance categories are “term” and “permanent” life...
Read MoreUnderstanding Bull and Bear Markets
Fluctuations in the stock market are inevitable, as national and global circumstances are constantly changing. The only thing you can control is your reaction, and how informed you are about trends in the market.What is a Bull Market?A...
Read MoreCreating a Succession Plan for Your Company
If you own a business, you may have already considered who will take over the company once you retire. As you know, this may include tasks like identifying and training potential replacements for key roles in the organization, as well...
Read MoreShould You Pay Your Mortgage Off Early?
We all know there are various tactics for building long-term wealth. Paying off your mortgage early may be an option for some. However, focusing on investing money or paying off other debts first could be more beneficial than early...
Read MoreUnderstanding Retirement Account Distribution
Planning your retirement income distribution requires a multi-step strategy and budget for all of your income and spending expectations in retirement. For the most accurate plan that best reflects your financial circumstances, start...
Read MoreHappy Mother's Day!
Wishing you a relaxing day honoring you. Have a beautiful day!
Read MoreFractional Shares, Simplified
Are the stocks you’re interested in buying more than you want to pay? You do have the option to buy a portion of a stock, rather than the whole thing. Fractional shares are “pieces” of a single stock. These are also...
Read MoreCelebrating Impactful Asian Americans Throughout History
May is Asian American and Pacific Islander Heritage Month. America owes much to Asian American and Pacific Islander citizens. This year, we would like to recognize the leaders, artists, scientists, and athletes of Asian American and...
Read MorePut Your Deferred Compensation Strategy Into Place
As you’re nearing retirement, it’s important that you use all the resources at your disposal to get ready for your golden years. Deferred compensation may be a tool that you can use to help. Deferred compensation lets you...
Read MoreHappy Earth Day
Earth Day is a day to celebrate our beautiful planet, enjoy nature, and make a conscious effort to help protect our environment.There’s no place like home, and Earth is home for us all. May we all reflect on Earth’s...
Read MoreHow Much Are You REALLY Worth?
The first step to take when building wealth is determining your net worth. Net worth is the total of your assets minus your liabilities. In other words, the value of everything you own, minus what you owe creditors.(Total Assets)...
Read MoreHow Much Do You Know About Gifting Stocks?
Gifting stocks can be a great idea. Whether you give one share, 100 shares, or even more, gifting a stock can help loved ones build their wealth. It can also be an ideal way to donate to the charity of your choice.Ways to Gift...
Read MoreHappy Easter!
Wishing you blessings of hope, peace, and love this Easter.
Read MoreDo You Know the Difference Between Retirement Plans?
At one time, retirement accounts were straightforward. These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored retirement accounts and...
Read MoreApril Is Financial Literacy Month
April marks the start of Financial Literacy Month, a nationally recognized movement to promote and support financial understanding in children and teens. For many, it's a fantastic opportunity to teach and connect with their children...
Read MoreManaging Your Finances in Your 70s and Beyond
The financial situation you were in thirty years ago is far different from the financial situation you’re in now. You likely have different concerns and priorities. In this email, we’ve prepared a few considerations for...
Read MoreKnow Any Students? Here’s Some Essential Scholarship Information
As of 2022, the average cost of tuition and fees for an in-state public college or university was almost $24,000 per year. And for private colleges and universities, that number is even higher. Let’s explore some basic...
Read MoreFirst Day of Spring
Spring is here! And soon the landscape will turn greener and the weather warmer. Perhaps you are already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at...
Read MoreSt. Patrick’s Day
St. Patrick’s Day is fast approaching! On March 17, the annual celebration of Irish culture begins with parades, festive music, and fun from coast to coast. Celtic music, Irish pastries, corned beef and cabbage, the camaraderie,...
Read MoreRecognizing Suspicious Online Offers
Scammers are constantly adapting their strategies to get access to your personal or financial information. As scam tactics become more detailed and frequent, it’s important to know how to spot these attacks. Here are some...
Read More4 Things to Love About Roth IRAs
Roth IRAs are a highly recommended retirement account for a reason. Originally introduced as the ‘IRA-Plus’, these accounts were designed to empower middle-class Americans to save for retirement. To this end, they come with...
Read MoreNeed Some Extra Time to File Your Taxes?
It’s that time of year again and the April 15th deadline is right around the corner. As a reminder, you can file for a tax extension by submitting Form 4868 to the IRS (Application for Automatic Extension of Time to File U.S....
Read MoreGetting to Know Your 401(k)
Most people with any time in the workforce have a 401(k). It’s one of the most common benefits offered by employers today.Although 401(k)s are typically included in financial planning conversations, it’s important to...
Read MoreEnjoy Your Valentine's Day
It’s an honor to help you plan for your financial future. Thanks so much for your business!Have a happy Valentine’s Day!
Read MoreUrgent Notification - Press Release
FOR IMMEDIATE RELEASE: February 9, 2023 ...
Read MoreUnderstanding Types of Retirement Accounts
Chances are your employer provides varying benefit plan incentives designed to help you save for retirement. All employer retirement plans fit into two main categories: qualified retirement plans and non-qualified retirement plans. We...
Read MoreTips for Setting Long-Term Financial Goals
It takes hard work, time, and dedication to pursue your ideal financial future. Setting goals can help you carefully consider what you want your financial future to look like and help you work towards that. Here are a few tips for...
Read MoreStir-Crazy? 5 Winter Activities that Won’t Break the Bank
Nice and cozy can turn to cabin fever in a hurry. We’ve been there and recommend these activities when it’s time to break up that winter monotony.Visit a MuseumMuseums are at their busiest during the spring and summer, so...
Read MoreDon’t Fall for These 5 Common Money Misconceptions
We have all heard bad financial advice at some point in our lives. These misconceptions seem small but end up doing more harm than good. Here are a few of the most common misconceptions we’ve heard repeated by clients...
Read MoreThis MLK day, keep the dream alive
This month, America honors the legacy of Dr. Martin Luther King, Jr.As we look around today, we see manifestations of that legacy in the form of stronger, more diverse communities, in the continued fight for equality, and in the...
Read MoreHow Inflation Impacts Retirement Income
Many people notice the effects of inflation on their grocery bill or at the gas station when a full tank costs more than they remember. But inflation affects other areas of your finances, including your long-term financial goals like...
Read MoreHappy New Year
After a complicated year, the next dawns with new opportunities. Now is the time to think about the new year and plan for action. The start of a year is the right time to work on a dream or two. It is also an excellent time to adjust...
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